Financing & Capital Resources

Leveraging the expertise of our SCORE Greater Cincinnati Ohio counselors, we have written 70+ easy-to-understand FREE Business Briefs on a wide variety of business subjects. Read more

When you are in the development and planning stage of starting a business, you need to plan for your initial costs and understand their taxation. Read more

Every small business owner needs an accountant to support the financial activities of the business. From the first year of start-up, you must set-up your financial records to... Read more

SBA uses the information required by Form 413 as one of a number of data sources in analyzing the repayment ability and creditworthiness of an application for an SBA guaranteed 7(... Read more

Projected Financials Statements are a best estimate of a firm's future financial position. Testing the assumptions behind these statements is a critical part of developing your... Read more

This responsive spreadsheet walks you through the process of developing an integrated set of financial projections. Read more

Financial ratios are designed to measure aspects of financial performance. These ratios can be meaningful used alone, but are generally more useful when compared to other... Read more

It’s important, particularly for start-up companies, to understand the level of sales volume that they need to achieve in order to be financially viable. That level is the... Read more

Download this responsive income statement spreadsheet to calculate your breakeven analysis. Fill in your values and get your variable expenses, fixed expenses, and profit/loss... Read more

The object of the BFA is to establish whether or not the venture is worth (1) putting the time, effort and expense into proceeding with all the steps necessary to start a new... Read more

There are four main types of investors for startup businesses: yourself, friends and family, angel investors, and venture capitalists. “Crowdfunding” is a way to cast a wider net... Read more

The mission of the U.S. Small Business Administration (the “SBA”) is to promote small business success in America. One of the ways the Agency does this is by offering loan... Read more